Signature Loans & Lines of Credit

Ever wonder how average working folks can afford things like, paying for two kids in college, opening a second business, or a time-share in Belize? That's where Magnolia FCU comes in!

We offer great rates on personal loans and lines of credit to address ongoing expenses in your life. You don't have to offer up any collateral, and we'll find a payment solution unique to your situation. You don't have to be wealthy, just a member at Magnolia!

  • Great rates on personal loans and lines of credit
  • A wide range of terms customized to your unique situation
  • No collateral required
  • Line of credit - conveniently meet needs as they arise; no need to apply for separate installations
  • Local, Mississippi decision making and processing
  • Friendly, helpful service from start to finish
Credit Protection

MEMBERS CHOICE® Credit Life Protection
There's no way to predict an injury, illness or an unexpected death, but you can take steps along the way to protect your family if the unexpected were to occur. Credit Insurance may help to make make your loan payment or reduce or pay off the loan entirely in the event of death or disability of the borrower.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. CDCL-1199678.1-0515