Share or Certificate Secured Loans
The lowest rate loan
Let your savings work for you and secure a loan with a stellar rate.
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Overview
A loan with advantages
Why dip into your savings when you can build your credit? This loan comes with many advantages.
If you want to cover a big expense, you may not want to dip into your savings. A secured loan from us gives you another option. You can use the savings you have in a share or certificate account as collateral. Borrow up to the secured amount, let your savings continue to earn interest, and keep a nice reserve of cash for when you might need it most. It’s the ultimate win-win solution.
- Great for building or repairing credit
- Continue to earn interest on your savings
- Enjoy a wide range of term options
- Get a loan from a friendly, local lender
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Rates
Rates
Share or Certificate Secured Loans
Loan Type APR Share Savings Secured 3% above Share Savings rate Share Certificate Secured 3% above Share Certificate rate -
FAQs
Frequently Asked Questions
Are there any fees associated with this type of loan?There are no fees associated with this loan. However, daily interest will accrue on any outstanding loan balance.
Get approved fast
We make decisions locally and turn around applications in a matter of days. Apply today to see if you're approved.
Apply NowRelated Resources
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Debt Protection
If your life takes an unexpected turn, your family's finances can be strained. But optional Debt Protection may cancel or reduce your loan payments or balance in case of involuntary unemployment, disability, or death. It's just one more way you can look out for the people you love. We can help choose which option is right for you.
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Signature Loans and Lines of Credit