The formula for saving money is simple — put your money where it'll earn a good rate of return, then let it do what it does best. If you've ever flipped past one of the financial networks between an old movie and a sitcom rerun, you've probably noticed — dividend rates change.
The best way to make that formula work is to put your money into a Share Certificate where you can earn a fixed rate of return with no surprises or rate changes. You can open an account with just $1,000, so it's easy to get started!
*Early withdrawals: for certificates with a term of one year or less, the amount of the early withdrawal penalty is 30 days dividends calculated on the amount withdrawn. For certificates with a term of more than one year, the amount of the early withdrawal penalty is 90 days dividends calculated on the amount withdrawn.