Health Savings Account (HSA)

How many times have you really banged your knee, or caught a bad cold, and decided against going to a doctor? With the rising cost of medical bills, more and more people are forced to cut corners and avoid proper healthcare.

It's important to take care of your own health, as well as your family's. An HSA works in conjunction with a high deductible health plan (HDHP) to provide you with a way to save for medical expenses. Start putting money aside so the next time you need to go to the doctor, you'll know you can afford it.

  • Greater personal control over healthcare management & expenses
  • Prepare for qualified medical expenses
  • Earn dividends above standard savings on entire balance
  • An HSA provides triple tax savings:
  • Tax deductions when you contribute to your account
  • Tax-free earnings through investment
  • Tax-free withdrawals for qualified medical, dental, vision expenses, and more*
  • Contributions are tax-free and can be made by you, your employer, or a third party
  • Funds can be used for any approved medical expense
  • No monthly service fee
  • No minimum balance requirements
  • Unused funds remain in account year after year; no "use it or lose it" policy
  • Keep your HSA in your name, regardless of career or life changes
  • Federally insured by NCUA
  • No minimum deposit to open

*Consult a tax advisor.