Student Visa Credit Card

Designed to meet the needs of today's young adult, Magnolia's Student Visa® is a great way to manage necessary expenses — like Internet service bills, sports gear and, oh yeah, books! All the while you'll build a strong credit history and learn to use it wisely.

Other cards may offer one-time only "promotional rates" or a complicated rewards program, but our card gives young adults a great rate and convenient features. You'll need them as you devote most of your time and energy to your studies. Nothing feels quite like financial independence.

  • Competitive rate for students on a fixed budget
  • Credit limits starting from $300
  • Low 14% APR (Annual Percentage Rate)*
  • 25-day grace period on purchases
  • Worldwide acceptance
  • ATM cash withdrawals**
  • No annual fee
  • No balance transfer fee
  • Online payment and account information in NetTeller Online Banking
  • Change your PIN by calling 1-877-PHONPIN (7466746).
  • Zero liability if your card is lost or stolen

*APR = Annual Percentage Yield.

**Displaying the Visa logo