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Opportunity Checking

We all hit a rough patch at some point along the way. If you've had a hard time getting or maintaining a checking account, Opportunity Checking gives you a second chance to balance your budget and improve your life.

After 12 months of managing the account perfectly, you can switch to any of our other checking accounts and we'll reward you with a $100 savings deposit. With Magnolia FCU, you'll find yourself taking the wheel and gaining momentum.

Summary
  • A chance to erase your past checking mistakes and begin anew
  • After 12 months of perfect account management, you're able to switch to any other Magnolia FCU checking account
  • And, we'll even reward you with a $100 savings deposit!
  • $20 account opening fee
  • $15 per month service charge with Direct Deposit signup
  • $20 per month service charge without Direct Deposit signup
  • Unlimited check writing
  • No per check charges
  • Automatic overdraft transfers*
  • Not eligible for shared branching
  • Free Online Banking
  • Online Bill Pay
  • Free when enrolled in eStatements
  • Free Mobile Banking
  • Free eStatements (required) and online check images
  • Nationwide surcharge-free ATM usage via CU Here®MoneyPass®, and Dolphin ATM Alliance® ATM Networks
  • Not eligible for ATM deposits
  • Free 24-hour Telephone Banking
  • Free MagMoney Visa® Debit Card
  • NCUA insured
  • $20 minimum deposit to open account

*Federal Regulation D transaction limits apply