Free Kasasa Giving Checking

In this post-millennium, work-a-day world, it's tough to find time to wash your kids' macaroni & cheese off the walls, let alone give more to charity. Free Kasasa Giving® is an easy, mutually beneficial way for members to give.

For every qualifying swipe of your debit card, Magnolia will donate 3¢ to your choice of one of Magnolia's featured charities. With a competitive APY, and refunds on ATM fees nationwide, you get to give and receive! Do you Kasasa®?

  • Donations made to your choice of one of the following charities:
  • Stand Up To Cancer
  • Boys & Girls Club
  • American Humane
  • Credit Unions for Kids
  • Earns 3.50% APY* on balances up to $10,000
  • Earns 0.01% on balances over $10,000 resulting in a blended rate of 3.50% to 0.33% APY on entire account balance*
  • 0.01% APY if qualifications aren't met
  • Refunds on ATM fees nationwide (up to $10 per monthly qualification cycle)*
  • Magnolia will donate 3¢ for every debit card purchase over $19.99*
  • Donations made to charity you select
  • No minimum balance to earn rewards
  • No monthly service fee
  • Unlimited check writing
  • Unlimited teller service
  • Free Online Banking
  • Online Bill Pay
  • Free when enrolled in eStatements
  • Free Mobile Banking
  • Free eStatements
  • Free MagMoney Visa® debit card
  • Access your account at branches all over the nation, through Shared Branching
  • 24/7 funds access through our partner ATM networks
  • No minimum deposit to open

Earn Your Rewards in 4 Simple Steps

You're probably already doing these things anyway! To earn your rewards, simply do the following activities and transactions in your Kasasa Giving account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 direct deposit or automatic payment (ACH debit or credit) post and settle
  • Receive monthly eStatements

And if you don't qualify right away — it's okay! Your account is still free, and you can get right back to racking up your full rewards during the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs are accurate as of 01/01/16. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive 3.50% APY; (3) balances over $10,000 earn 0.01% interest rate on portion of balance over $10,000, resulting in 3.50% - 0.33% APY depending on balance in account; and (4) charitable contributions equal to $0.03 will be made to select charities on all debit card purchases over $19.99 that post to and settle account during monthly qualification cycle. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. "Monthly Qualification Cycle" means a period beginning one-day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. PIN based transactions and ATM-processed transactions do not count towards qualifying debit card transactions. Limit one account per SSN. Commercial accounts may not participate in this program. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.