Free Kasasa Cash Back Checking

Become a money magnet with a free Kasasa Cash Back® checking account. There's no monthly service fee -- just cash rewards. Like cash back on everyday debit card purchases, for example.

And then there's nationwide ATM fee refunds we pay you, too.* You know, extra money for stuff you'd do anyway. Repel fees, attract cash -- keep your money working in your favor by signing up today.

  • 2.5% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on purchases up to $300 monthly
  • Earn up to $7.50 cash back per month
  • ATM fee refunds nationwide (up to $10 monthly)*
  • Can be linked to high-dividend Kasasa Saver® account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Unlimited teller service
  • Free Online Banking
  • Free Online Bill Pay (when enrolled in eStatements)
  • Free Mobile Banking
  • Free eStatements
  • Free MagMoney Visa® debit card
  • Access your account at branches all over the nation, through Shared Branching
  • 24/7 funds access through our partner ATM networks
  • $0 minimum deposit to open

Earning Rewards Is Easy!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Have at least 1 direct deposit or automatic payment (ACH credit or debit) post and settle

That's it. Even if you don't qualify one month, don't worry. Your account is still free, and you can get right back to racking up rewards the very next month.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning on the last calendar day of the month through one (1) calendar day prior to the end of the following month. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive: 1) 2.50% cash back on up to a total of $300.00 in debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. 2) You will receive reimbursements up to an aggregate total of $10.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH debit or credit, enrollment in online banking, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 accounts per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.