Overdraft Line-of-Credit Loans

They say to err is human. So unless you're a robot, chances are you've made a mistake in your life. But making a mistake on your checking account can come with consequences, like NSF charges and lowered credit scores. Let us protect you with an Overdraft Line-of-Credit Loan.

Attach this loan to your Share Draft (Checking) Account as your first line of NSF protection, or secondary to your Share Savings Account. So the next time you forget to carry the 1 and a check doesn't clear, the merchant never has to know. It will just be our little secret.

  • Increased peace of mind
  • Avoid returned checks
  • Eliminate NSF charges

Disclaimer: There are no fees associated with an Overdraft Line-Of-Credit Loan. However, daily interest will accrue on any outstanding loan balance.

Credit Protection

MEMBERS CHOICE® Credit Life Protection
There's no way to predict an injury, illness or an unexpected death, but you can take steps along the way to protect your family if the unexpected were to occur. Credit Insurance may help to make make your loan payment or reduce or pay off the loan entirely in the event of death or disability of the borrower.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. CDCL-1199678.1-0515