Personal Loans


Auto Loans

  • Competitive, fixed rates
  • Buy new or used vehicles
  • Refinancing may lower your rate!

Recreational Vehicle Loans

  • Competitive rates for different recreational vehicles
  • RVs, Motorcycles, Boats, watercrafts, tractors & more
  • Pre-approval for added confidence when buying

Signature Loans & Lines of Credit

  • Competitive rates for one-time or ongoing needs
  • A wide range of terms, and no collateral required
  • Friendly, helpful service from start to finish

Share or Certificate Secured Loans

  • Funds secured by savings established with Magnolia
  • Avoid compromising your savings
  • Local, Mississippi decision making and processing

Overdraft Line-of-Credit Loans

  • Increased peace of mind
  • Avoid returned checks
  • Eliminate NSF charges

Holiday Signature Loans

  • Application period from October 1 to December 31—when you need a little extra "jingle" for the holidays
  • More reliable and affordable than payday loans
  • Cushy repayment terms up to 12 month
  • Credit lines up to $2,500
  • Make automatic payments with direct deposit or payroll deduction
  • Use available funds from October 1 through January 15—funds are not available from January 16 through September 30—this allows you to pay down your balance so you’ll have enough funds for the holidays next year
  • On October 1, instead of reapplying for a new loan, your original line of credit is instantly available!