Holiday Signature Loans

Magnolia's Holiday Line-of-Credit Loan gives you that extra boost during a time of the year when money seems to jump right out of your pocket and walk away. Save money all year-round, and then pay it back within a year. Those are some happy holidays.

Renews Automatically Every Year! Why hassle with reapplying for your holiday loan every year? With our holiday line-of-credit loan, you only apply once—it renews automatically every year!

Apply for your Holiday Line-of-Credit loan today and skip the wait for your holiday loan next year!

  • Application period from October 1 to December 31—when you need a little extra "jingle" for the holidays
  • More reliable and affordable than payday loans
  • Cushy repayment terms up to 12 month
  • Credit lines up to $2,500
  • Make automatic payments with direct deposit or payroll deduction
  • Use available funds from October 1 through January 15—funds are not available from January 16 through September 30—this allows you to pay down your balance so you’ll have enough funds for the holidays next year
  • On October 1, instead of reapplying for a new loan, your original line of credit is instantly available!
Credit Protection

MEMBERS CHOICE® Credit Life and Disability Protection
There's no way to predict an injury, illness or an unexpected death, but you can take steps along the way to protect your family if the unexpected were to occur. Credit Insurance may help to make make your loan payment or reduce or pay off the loan entirely in the event of death or disability of the borrower.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. CDCL-1199678.1-0515