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Auto Loans

If your current ride is no longer cutting it, don't fret. Here at Magnolia FCU we're experts in auto loans! From a double-take sports car to a reliable ride for packing in the fam — we can make it happen.

We've got competitively low rates, flexible terms, and a variety of payment options. Buy new, pre-owned, and even classic — Magnolia will be your trusty co-pilot.

Summary
  • Competitively low, fixed rates on new or used vehicles
  • Flexible terms up to 84 months
  • Up to 100% financing
  • Pre-approval available for extra confidence at dealerships
  • No fee to refinance your current vehicle to potentially lower your rate, payment and/or term
  • Affordable payments
  • Local, Mississippi decision making and processing
  • Friendly, helpful service from start to finish
Purchase Protection

TruStage™ Auto Insurance Program.
Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today or call 1-855-483-2149. TruStage Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MEMBERS CHOICE® Credit Life and Credit Disability Protection
There's no way to predict an injury, illness or an unexpected death, but you can take steps along the way to protect your family if the unexpected were to occur. Credit Insurance may help to make make your loan payment or reduce or pay off the loan entirely in the event of death or disability of the borrower.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. CDCL-1199678.1-0515

MEMBERS CHOICE® Mechanical Repair Coverage
Complete your coverage - Choosing the right coverage is as important as choosing the right car. Get MEMBER'S CHOICE® Mechanical Repair Coverage to lessen your financial burden and be more prepared for any unexpected breakdowns.

MEMBER'S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER'S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc. MRC-1113-FAF1

MEMBERS CHOICE™ Guaranteed Asset Protection (GAP)
If your vehicle is damaged beyond repair or stolen, your insurance company may only pay what the vehicle is worth--which is often less than what you owe on your loan. Guaranteed Asset Protection (GAP) helps cancel the difference between the vehicle's value and the balance of your loan, helping to bring you peace of mind.

Your purchase of MEMBER'S CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. GAP-1012-0921