Home Equity Loans

Imagine, in a great big world where we're so often treated like numbers instead of people, that one of Magnolia's associates would take the time to truly analyze and appreciate your home-buying success.

You've made your mortgage payments, and made them on time, for a long time. It's time to take all that hard work, tie a bow on it, and show it to a Magnolia lending expert. We'll work hard ourselves, to get you the best rate for your short-term needs.

  • Competitive rates for several short-term or one-time needs:
  • Education expenses
  • Major life events
  • Home remodel projects
  • Debt consolidation
  • And much more!
  • The existing equity in your home is used as collateral backing
  • Flexible repayment terms up to 10 years
  • The interest paid might be tax deductible*
  • Amount based on home's value
  • Quick approvals
  • Easy application process
  • Local, Mississippi decision making and processing
  • Friendly, helpful service from start to finish

*Consult a tax advisor.

Credit Protection

MEMBERS CHOICE® Credit Life and Disability Protection
There's no way to predict an injury, illness or an unexpected death, but you can take steps along the way to protect your family if the unexpected were to occur. Credit Insurance may help to make make your loan payment or reduce or pay off the loan entirely in the event of death or disability of the borrower.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. CDCL-1199678.1-0515