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Visa Classic

Keep it classic

Stay classy with a simple, straightforward credit card and a rate you'll love.

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  • Everything you need

    Tired of confusing loopholes and nontransparent fees? This card comes with everything you need—and nothing you don’t.

    This easy-to-understand card comes with a low, fixed rate of just 14% APR. It’s accepted virtually anywhere, worldwide, so you’ll never have to worry about being caught high and dry. Plus, you won’t have to deal with pesky added fees or buckets of extra interest. Instead, enjoy a 25-day grace period on all purchases, and the freedom to spend when you need to.

    • Spend anywhere, accepted worldwide
    • Save more: no annual fees or cash advance fees
    • Worry less: 25-day grace period on all purchases
    • Stay secure: fraud protection and easy online card management


  • Rates


    VISA Cards

    Card Type Daily Rate Annual Rate
    VISA Platinum Call Credit Union for Current Rates Call Credit Union for Current Rates
    VISA Classic 0.03834% 14.00%
  • Frequently Asked Questions

    How do I change my PIN (Personal Identification Number)?
    To change your PIN, call 1-877-PHONPIN (7466746).
    What should I do if my card is lost or stolen?
    If your card has been lost or stolen, please let us know immediately by calling (601) 977-8300 or (800) 997-7919. To report cards lost or stolen members after normal business hours call (800) 682-6075 or (206) 352-3482 outside of the US and Canada. Please note there is a fee of $8.00 per call for the international service. You can also block your card directly from our mobile app for free.


    For more information or if you have a question, please get in touch with us.

    Contact Us

Order your card online

You can apply for your VISA Classic right here online, without needing to come into a branch.

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