Stay motivated to save
From holidays to vacations, these accounts make it easy to stay committed to saving.
What are you saving for?
We have two special types of club accounts, one for Christmas and one for vacations.
Each account encourages you to save by restricting withdrawals except at a specific time of year (typically, approaching summer or Christmastime). If you take your money out early, you’ll have to pay a penalty.
- Save easily: set up payroll deduction or direct deposit
- Earn more: enjoy monthly dividends
- Stay motivated: penalties for early withdrawals
- Keep it convenient: enjoy eStatements, online banking, and our free mobile app
Account Rate APY Christmas Club 0.100% 0.10% Vacation Club 0.100% 0.10%
The Dividend Rate and Annual Percentage Yield on your accounts are set forth above. For all accounts except certificates, the Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. Money Market accounts are tiered rate accounts. The Dividend Rate for a particular tier will apply to the entire account balance if the account balance is within the balance range for that tier. The Dividend Rates and Annual Percentage Yields are the prospective rates as of the effective date shown above. For Certificate Accounts, the Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For Certificate accounts, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
APY = Annual Percentage Yield
Ready to get started?
You can open the club account of your choice right here online.Open Account