• Savings

Your money is important -- you need it to buy stuff. Saving money is a lot easier when you have a safe place to put your money where it can grow. Whether you're planning a tropical vacation, saving up for a new car, or just want to make sure you've got a financial cushion for the future, we've got the account to help you make it happen.

Easy automatic savings fueled by your free Kasasa Cash account

Kasasa Saver is a free, high-interest saver account linked to your free Kasasa Cash checking account (they work together). So the 3.01% APY* you make on your checking and ATM fee refunds are automatically deposited into your free Kasasa Saver account every monthly qualification cycle. But that's not all. Your Saver account also piles 1.01% APY* on top of that; so you can sit back, relax and watch your savings grow. Kasasa Saver. Do you Kasasa?

Summary

Kasasa Saver is perfect for you if you:

• Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
• Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save
• 3.01% APY* on balances up to $10,000 in your Kasasa Cash account
• 0.51% APY* on amount of balance over $10,000 in your Kasasa Cash account
• 1.01% APY* on all balances in your Kasasa Saver account
• 0.10% APY* if qualifications are not met
• No minimum balance
• Nationwide ATM fee refunds - up to $25 per month (automatically deposited into your Saver account)

To easily grow your savings with 3.01% APY* from Kasasa Cash & 1.01% APY* from Kasasa Saver do the following each monthly qualification cycle:

• Have at least 10 signature-based debit card purchases post and clear
• Have at least one automatic payment or direct deposit post and clear
• Receive and review e‐statements
• Access online banking

If you miss a monthly qualification cycle, don't worry!

There's no penalty for not qualifying in a given cycle and the accounts are still free. Plus you'll still earn a base rate of 0.10% APY* on your checking which will be automatically deposited into your Saver account which will still earn a base 0.10% APY*. You can get right back to making 3.01% APY* on your free Kasasa Cash account and 1.01% APY* on your free Kasasa Saver account and enjoying ATM fee refunds the next cycle you qualify.

* APY= Annual Percentage Yield. Minimum to open Kasasa Cash and Kasasa Saver accounts is $1.00 each. Annual Percentage Yield (APY) accurate as of 01/01/12. Kasasa Cash rate tiers are as follows: 3.01% APY applies to balances of $0.00 - $10,000.00 and 0.51% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.10% applies to all balances if monthly qualifications are not met. All balances will earn 0.51% APY to 3.01% APY if monthly qualifications are met. The advertised Kasasa Cash APY is based on compounding dividends. The dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual dividend paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver rates are as follows: 1.01% APY applies to all balances if qualifications are met during monthly qualification cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash. All Kasasa Saver balances will earn 1.01% APY if qualifications are met on Kasasa Cash. Qualifying transactions must post and clear the Kasasa Cash Account during the monthly qualification cycle. Transactions may take one or more banking days from the transaction date to post to an account. Intra-bank transfers do not count as qualifying transactions. Rates may change after the account is opened. Fees may reduce earnings. ATM fee reimbursements (for Kasasa Cash only) up to $25 provided for checking account withdrawals only if qualifications are met within the monthly qualification cycle. PIN based transactions do not count toward qualifying debit card purchases. Limit one account per household (SSN). Commercial accounts may not participate in this program.