In a perfect world, you wouldn't need access to your accounts at all hours. But the truth is, life is complicated, things don't always go the way you want, and you need your Credit Union to be there for you anytime - even in the middle of the night. With these services, you can rest easy knowing you're never alone again. We're here to help whenever you need us.
Mobile Banking is Magnolia Federal Credit Union's FREE service that gives you true, on-the-go access to your accounts letting you manage your money from your cell phone or web enabled mobile device.
Magnolia's Mobile Banking service features four different platforms:
Mobile Web--type http://mobile.magfedcu.org on your web enabled mobile device
iPhone App--download the FREE "Magnolia FCU Mobile Banking" App from Apple's App Store
Mobile Check Deposit-- deposit checks from anywhere using our new Sprig App, available for Iphones and Androids. Visit www.getsprig.com to learn more.
P2P Payments - Have you ever wanted to send money to a friend or family member in the simplest, quickest way possible? With just their name, credit union and email address or mobile number, you can send money online or with your mobile device using Sprig. Download Sprig to your Iphone or Android mobile device or visit www.getsprig.com to learn more.
Blackberry Shortcut--type http://mobile.magfedcu.org on your web enabled Blackberry and click "download"
Android-- Magnolia FCU Mobile Banking is available to android users in the Play Store
Text Banking (SMS-based)--Register for Text Message Service
To use Mobile Web, Blackberry Shortcut, or iPhone App, you must have an Online Banking access code and password. If you are not signed up for Online Banking, give us a call or stop by one of our branches to complete an application. To use Text Banking, you must register your mobile phone number associated with your account to enroll in this service. Click the "Register for Text Message Service" link above.
Try Mobile Web Today
Sign into your Magnolia FCU Online Banking account by following the directions listed above for your perferred platform . You can get things done from almost anywhere--and it's free, easy and secure.
With Mobile Web, Blackberry Shortcut, and iPhone App you can:
- Check balances and review transaction history on checking, savings and loans
- View cleared checks
- Transfer funds between your Magnolia accounts
- Make loan payments
- Advance your line-of-credit
- Find Magnolia branch locations, ATMs and Share Branches
- Review Magnolia's current rates
The following text message services are available:
- Mag Bal - for balances for each open share account
- Mag Hist - for the last 3 transactions for each open share account
- Mag Holds - for current holds on your checking account
- Mag CMD - for a list of available commands
- Mag STOP - to unsubscribe from the text message service
Once you've registered your cell phone, simply send your choice of commands above to '21443' for up-to the-minute account information.
While there is no fee to use Magnolia's Mobile Banking service, you may be charged access or text message fees depending on your service plan. Check with your mobile service provider for details on specific fees and charges.
Mobile Banking is brought to you in partnership with MShift, Inc (www.mshift.com), and allows access to your Magnolia account from any web-enabled mobile device. Mobile Banking requires the same secure login information that is used to login to Online Banking. PIN numbers are never stored at any stage. Your data is encrypted using the Wireless Transport Layer Security (WTLS) protocol, which provides the highest level of security available today. Additionally, all data that passes between the wireless gateway, MShift's servers, and Magnolia's web servers is encrypted using the Secure Socket Layer (SSL) layer. Mobile Banking has a built-in Session Time-Out after 5 minutes of user inactivity. This prevents someone from picking up a Magnolia member's wireless device and accessing their accounts if they forget to logout from their previous session.
All terms and Conditions applicable to Online Banking apply to use of Mobile Web.