• 24-Hour Account Access

A long time ago, somebody discovered that carrying around all your money with you all the time was impractical and inconvenient, and checking was born. These days you have plenty of choices where you keep your checking account, but other institutions can't offer you the commitment to service and dedication to community that you get with Magnolia.

Mobile Banking is Magnolia Federal Credit Union's FREE service that gives you true, on-the-go access to your accounts letting you manage your money from your web enabled cell phone or mobile device.

To use Mobile Banking, you must have an Online Banking access code and password. If you are not signed up for Online Banking, give us a call or stop by one of our branches to complete an application.

Magnolia's Mobile Banking service features four different platforms:

• Mobile Web--browser-based
• Text Banking (SMS-based)--coming soon
• iPhone App--coming soon
• Blackberry App--coming soon

Try Mobile Web Today

Go online from your phone's Web browser to http://mobile.magfedcu.org and sign into your Magnolia FCU Online Banking account. You can get things done from almost anywhere--and it's free, easy and secure.

Features

• Check balances and review transaction history on checking, savings and loans
• View cleared checks
• Transfer funds between your Magnolia accounts
• Make loan payments
• Advance your line-of-credit
• Find Magnolia branch locations, ATMs and Share Branches
• Review Magnolia's current rates

Free

While there is no fee to use Magnolia's Mobile Banking service, you may be charged access fees depending on your service plan. Check with your mobile service provider for details on specific fees and charges.

Security

Mobile Banking is brought to you in partnership with MShift, Inc (www.mshift.com), and allows access to your Magnolia account from any web-enabled mobile device. Mobile Banking requires the same secure login information that is used to login to Online Banking. PIN numbers are never stored at any stage. Your data is encrypted using the Wireless Transport Layer Security (WTLS) protocol, which provides the highest level of security available today. Additionally, all data that passes between the wireless gateway, MShift's servers, and Magnolia's web servers is encrypted using the Secure Socket Layer (SSL) layer. Mobile Banking has a built-in Session Time-Out after 5 minutes of user inactivity. This prevents someone from picking up a Magnolia member's wireless device and accessing their accounts if they forget to logout from their previous session.

All terms and Conditions applicable to Online Banking apply to use of Mobile Web.