They say money doesn't grow on trees. And they're not lying. But with a Personal Loan from Magnolia FCU, getting extra cash is almost that easy! If you're thinking about buying a new car, remodeling your home, getting away for a while, or anything else, we can make getting the financing easy!

Overdraft Line-of-Credit Loans

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They say to err is human. So unless you're a robot, chances are you've made a mistake in your life. But making a mistake on your checking account can come with consequences, like NSF charges and lowered credit scores. Let us protect you with an Overdraft Line-of-Credit Loan.

Attach this loan to your Share Draft (Checking) Account as your first line of NSF protection, or secondary to your Share Savings Account. So the next time you forget to carry the 1 and a check doesn't clear, the merchant never has to know. It will just be our little secret.

Summary
  • Increased peace of mind
  • Avoid returned checks
  • Eliminate vendor NSF charges
  • Daily interest accrues on outstanding balance

There are no fees associated with an Overdraft Line-Of-Credit Loan. However, daily interest will accrue on any outstanding loan balance.