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Magnolia Federal Credit Union


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CreditAbility Workshop

When it comes to your credit, do you know the score?

Learn about credit, credit reports, credit scores and your rights and responsibilities at a free CreditAbility Workshop.

Thursday, May 22, 2008 at 5:30 p.m.
Magnolia FCU Board Room
240 Briarwood Drive, Jackson

Please register by calling
601-977-8300 or email
education@magfedcu.org


Vishing Alert

Credit Unions members are falling victim to “vishing” attempts. Read more...


www.magfedcu.org has a new look! We hope you'll enjoy the improved speed and ease of navigation. We welcome your comments at info@magfedcu.org

Loan Rates

Please note that published rates are Effective May 1, 2008.

For updated information, please contact the Credit Union at (601) 977-8300 or 1-800-997-7919.


Loan Calculator

Use our Loan Calculator to figure out your best loan option.

All rates, terms, fees and processing charges are subject to change without notice. Fees apply to all types of accounts.

All loans are subject to credit approval. Some restrictions may apply.


0.25% APR reduction

Sign up for Net Check Direct Deposit for a 0.25% APR reduction on your vehicle or personal loan!

To apply login to "Online Banking" site at the top of the page.

This is a limited lime offer and may be discontinued at any time without notice.

New and Used Automobiles, Motor Homes and RVs*

Term Daily Periodic Rate Annual Percentage Rate
Up to 72 months0.015479% - 0.039726% 5.65% - 14.50%

Unsecured Loans*

Signature, Appliances, Overdraft Protection and Line of Credit

Daily Periodic RateAnnual Percentage Rate
0.029452% - 0.048630%10.75% - 17.75%

2nd Mortgage*

(rate based on loan term and loan to value)

Daily Periodic RateAnnual Percentage Rate
0.017123% - 0.034247%6.25% - 12.50%

VISA

 Daily Rate Annual Rate
VISA Platinum* Call Credit Union for Current Rates Call Credit Union for Current Rates
VISA0.038356% 14.00%

Other Loans

Share Savings Secured3% above Share Savings rate
Share Certificate Secured3% above Share Certificate rate
Home Equity Line of CreditCall Credit Union for current rates
1st MortgageCall Credit Union for current rates
1st Mortgage RentalCall Credit Union for current rates

*Performance Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. Please ask for the rate that you will qualify for.