News
CreditAbility Workshop
When it comes to your credit, do you know the score?
Learn about credit, credit reports, credit scores and your rights and responsibilities at a free CreditAbility Workshop.
Thursday, May 22, 2008 at 5:30 p.m.
Magnolia FCU Board Room
240 Briarwood Drive, Jackson
Please register by calling
601-977-8300 or email
education@magfedcu.org
Vishing Alert
Credit Unions members are falling victim to “vishing” attempts. Read more...
Magnolia Federal Credit Union
Effective August 1, 2007
| Operational Fees | |
|---|---|
| Account Maintenance With eStatements (aggregate loan and share balance below $100, waived for new accounts Deposit Non-sufficient Funds/Courtesy Pay Item - overdraws account - loan payment Non-sufficient Funds/Courtesy Pay ACH Debit Originating ACH Item Return Wire Transfer Outgoing Wire International Wire Western Union Within U.S. International $500 or less International over $500 Money Order With eStatements Corporate Check ($1,000 minimum) International Item Processing Christmas Club Withdrawal | $2.00 / month $1.00 / month $10.00 $30.00 $30.00 $30.00 $30.00 $20.00 $30.00 $20.00 $30.00 $20.00 + 3% $3.00 $1.00 $5.00 $10.00 $10.00 |
| Vacation Club Withdrawal (in excess of two per year) Cash Withdrawal ($25.00 minimum) (in excess of two per month) Cashier's Check Statement Copy / Interim Statement Inactive Account (Less than $100 with no transactions for one year) Merchant Check Collection Draft Collection Return Mail Forwarding Mail Notice Long Distance Fax Research ($25.00 minimum) Unable to Locate (unable to locate member for one year) Closed Account Within 90 Days Reopen Account Within 6 Months Traveler's Checks Regular "For Two" With direct deposit Visa Gift Cards With eStatements Affidavit Processing Garnishment / Levy Processing Corporate Check Stop Payment (request must be made within 5 days if sent intrastate and within 10 days if sent interstate) | $10.00 $5.00 $10.00 $5.00 $10.00 / month $10.00 $15.00 $5.00 $2.00 $1.00 / page $25.00 / quarter hour Account Balance $15.00 $15.00 $1.00 / 100 $1.75 / 100 Free $4.00 $2.00 $5.00 $50.00 $25.00 |
| Loan Fees | |
| VISA Non-sufficient Funds / Courtesy Pay Payment VISA Over Limit VISA Late Payment VISA Emergency Credit Limit Increase VISA Lost / Stolen Card Replacement Rush VISA Statement Copy Late Payment (except VISA and Real Estate) after 15 day grace period | $30.00 $20.00 $30.00 $10.00 $20.00 $50.00 $5.00 5% of payment |
| Share Draft Checking Fees | |
| Overdraft Transfer ($100 increments) Non-sufficient Funds / Courtesy Pay Item Stop Payment Draft / ACH Statement Reconciliation ($25.00 minimum) Share Draft Copy Counter Checks Manual Share Draft Posting Share Draft Imprinting | $1.00 $30.00 $30.00 $25.00 / quarter hour $5.00 $4.00 / sheet $1.00 each prices vary |
| Money Market Account Fees | |
| Below Min. Service Charge Non-sufficient Funds Item Stop Payment Draft / ACH Statement Reconciliation($25.00 minimum) Share Draft Copy Share Draft Imprinting | $10.00 / month $30.00 $30.00 $25.00 / quarter hour $5.00 Free |
| ATM/Visa Debit Card Fees | |
| Foreign ATM Withdrawal (waived for members age 55 and over) PIN Replacement Non-sufficient Funds/Courtesy Pay Withdrawal Card Abuse "Hot Card" ATM Card Replacement Visa Debit Card Replacement Rush Visa Debit Card Draft Copy (waived if signature is found to be fraudulent) | $1.00 $5.00 $30.00 $20.00 $10.00 $20.00 $50.00 $5.00 |
| Total Acce$$ Bill Pay Fees | |
| Monthly Service (unlimited bills paid) With eStatements | $5.95 FREE |
| Electronic Tax Filing Fees | |
| Federal Federal & State | $25.00 $30.00 |
| Safe Deposit Box Fees | |
| Annual Rental: 3 x 5 3 x 10 5 x 10 10 x 10 Key Replacement: 1 Key 2 Keys | $20.00 $30.00 $45.00 $60.00 $10.00 plus repair fee $20.00 plus repair fee |
[ Hours & Locations ]
[ CU24 ATM Locator ]
[ Shared Branch Locator ]
[ Online Visa Payments & Info ]
[ Autos For Sale ]
[ Scholarship ]
[ Rates & Fees ]
[ Free Annual Credit Report ]
[ Contact Us ]
[ Members Financial Services ]




